Loan Rate Schedule - January 1, 2024
Auto Loans (New, Used & Refinance)
| Term | Rates |
|---|
|
| 36 mo. (all model years) | 5.74% - 16.45% |
| 48 mo. (all model years) | 5.74% - 16.70% |
| 60 mo. (2018 and newer) | 5.74% - 16.95% |
| 72 mo. (2022 and newer) | 6.34% - 17.45% |
New and Used Boats, RV's, Jet Ski's and Motorcycles
| Term | Rates |
|---|
|
| 48 mo. to 120 mo. | 7.15% - 16.24% |
Other Collateral
| Term | Rates |
|---|
|
| 48 mo. | 7.15% - 16.24% |
Personal Loans
| Term | Rates |
|---|
|
| 12 mo. | 10.00% - 18.00% |
| 24 mo. | 10.25% - 18.00% |
| 36 mo. | 10.50% - 18.00% |
| 48 mo. | 10.75% - 18.00% |
| 60 mo. | 11.00% - 18.00% |
Fast Cash Loan
Master Card
| Term | Rates | |
|---|
|
| Annual Percentage Rate (Card Type) | 9.90% - Regular | 8.90% - Gold |
Share/Share Certificate Secured
Interest rate is 3% above the stated dividend rate paid on the Shares and 3% above the stated dividend rate on Share Certificates. Maximum Loan is equal to 90% of funds on deposit.
Effective Date: January 1, 2024 - All Rates are Subject to Change
