Offering personal lending and financial services to CPS Energy® employees and their families since 1938

Free online tools make it easy to apply for a mortgage loan

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LENDING

MORTGAGE LOANS

Our mortgage loan center provides personal service

The CPS IBEW Federal Credit Union Mortgage Loan Center offers information about pre-qualification and custom rates, along with expert advice to guide you through the home loan process.

Fast Facts

  • Wide range of financing and refinancing options
  • Highly competitive rates
  • Pre-qualification status is available the next business day
  • Conventional, FHA and VA loan available
Federal Credit Union San Antonio | IBEW Credit Union | CPS Credit Union

Whether you are purchasing a home or refinancing your current loan, applying online is as easy as 1-2-3.

Federal Credit Union San Antonio | IBEW Credit Union | CPS Credit Union | 1

Apply now and fill out your application >>>

Federal Credit Union San Antonio | IBEW Credit Union | CPS Credit Union | 2

When you have completed the application, click submit and your information will be reviewed for instant pre-qualification.

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A Loan Officer will follow up with you and answer all your questions. Our goal is to provide the highest level of service at competitive rates. Our loan officers are only a phone call away if you need help.

Contact us at 800-607-3474, option 3.

Our real estate benefits programs

Buying a new home? Check out our rebate program. Plus, learn more about our commitment to your timely close.

Federal Credit Union San Antonio | IBEW Credit Union | CPS Credit Union

Helpful home loan calculators

Check out our helpful calculators to review your financial situacion and learn about home loans using the frequently asked questions.

Federal Credit Union San Antonio | IBEW Credit Union | CPS Credit Union | CPS IBEW FCU current rates
Federal Credit Union San Antonio | IBEW Credit Union | CPS Credit Union | CPS IBEW FCU apply now
Federal Credit Union San Antonio | IBEW Credit Union | CPS Credit Union | CPS IBEW FCU loan calculator

“It was our first time applying for a mortgage loan online and it exceeded our expectations. Our loan consultant, Regina Bishop, was very friendly and knowledgeable. She answered our questions and guided us through the natural ups and downs of securing a loan.”

Federal Credit Union San Antonio | IBEW Credit Union | CPS Credit Union | Jeff and Adelina NG

JEFF AND ADELINA NG

Credit Union Members since 1999